Understanding the Factors That Impact Your Credit Score

Understanding the Factors That Impact Your Credit Score

Most consumers believe if they pay their bills on time, they need not worry about their credit score. Oftentimes, it is a rude awakening when they apply for a mortgage loan, car loan, or any revolving credit to learn they are not going to get the lowest rates available. This is because paying bills on … Continued

Surprising Things That Can Derail A Closing

Surprising Things That Can Derail A Closing

Once you and the seller have negotiated an offer and you’ve been pre-approved for a mortgage, you might think that you are definitely in the clear as far as closing goes. However, that is not always the case. Many surprising things can put a halt to closing. Some may ultimately stop the closing while others … Continued

Home Buying: Repair Requests After A Home Inspection

Home Buying: Repair Requests After A Home Inspection

The perfect home has been found, the one in the right neighborhood with the right amount of bedrooms and bathrooms. The home inspection is complete, but a few issues have been found. At this point, a home buyer has decisions to make.   What Repair Requests Can Be Made After a Home Inspection? Structural defects … Continued

3 Tips For Getting The Most Out Of Your Time House Hunting

3 Tips For Getting The Most Out Of Your Time House Hunting

In the ideal home-buying scenario, you’d have plenty of time to find the perfect home. However, this is not always possible. Maybe you are relocating for a job and have to buy a house from across the country. If this is the case, you might have to limit the time that you spend house hunting. … Continued

Is It A Good Idea To Buy A Remodeled Home?

Is It A Good Idea To Buy A Remodeled Home?

If you watch popular TV shows like Property Brothers, Flip or Flop and Fixer Upper, you might believe that buying a remodeled home is a great idea. These shows always have happy endings. The process looks fun and easy, and the houses turn out beautiful. However, it is rarely this easy when buying a real-life … Continued

Understanding Your Debt To Income Ratio

Understanding Your Debt To Income Ratio

When you are filling out a mortgage application, the lender will be asking you for specific financial information. One of the reasons they ask for this information is to enable the underwriter to calculate your debt to income ratio. This ratio is what most mortgage lenders use to determine the level of risk they are … Continued

House Hunting When You Are In A Time Crunch

House Hunting When You Are In A Time Crunch

In an ideal world, you’d have plenty of time to find the perfect home. However, that does not always happen. Maybe you are relocating because of a job transfer. Fortunately, it doesn’t have to take months to find the perfect home. You can speed up the process of buying a home with these tips.   Find … Continued

Ensuring A Stress-Less Closing

Buying a home is an exciting and exhilarating time, but between the time your offer was accepted, and when you actually have the keys in hand and finally step into your new home, it can be stressful. The escrow period, also known as the closing, can take the most easygoing home buyer to the brink … Continued

Tips For Home Buying In The Digital Age

Tips For Home Buying In The Digital Age

The digital age has changed the way buyers browse for and purchase goods and services, including real estate. While home buyers still can check out property listings via a print newspaper or by driving through desired neighborhoods in hopes of finding a “for sale” sign, digital sources offer more options and can make the home … Continued