Millennial Home Buyers: What You Need To Know

Millennial Home Buyers: What You Need To Know

In the past, you’ve likely read about how the Millennial generation is opting to rent rather than buy property. While this still holds true for many Millennials, the fact is that a growing number of this generation is making the leap into buying. In fact, according to Inc., Millennials today represent the largest demographic of … Continued

When It Makes Sense To Buy An Ugly Duckling

When It Makes Sense To Buy An Ugly Duckling

“Move-in ready” homes are desirable — there’s no doubt about it! But sometimes it makes better financial sense to opt for a house with dated decor and a less than trendy kitchen or master bath. You may not get your dream home immediately, but the opportunity to transform a property into your own swan can … Continued

Buying A Home? Take Stock Of These Things

Buying A Home? Take Stock Of These Things

What are some of the most important factors that buyers take into consideration when looking for a new home? There are the obvious – things like price, square footage, location and lot size. Those are the basics. Other things that are often weighed are garage size, how updated the kitchen and baths are, and whether … Continued

4 Great Reasons To Make The Largest Down Payment You Can Afford

4 Great Reasons To Make The Largest Down Payment You Can Afford

If you’re looking for a new home, you’ve probably heard lots of advice about down payments. About how it’s okay to just have a five percent down payment – you’ll still get approved. About how you should make the down payment as small as possible to avoid cash flow problems. In truth, you’re actually better … Continued

Spouse with Bad Credit? 3 Reasons You’ll Want to Consider a Co-signer

Spouse with Bad Credit? 3 Reasons You'll Want to Consider a Co-signer

Obtaining a mortgage can be quite a complicated process even without the financial hurdles, but if your spouse’s credit has experienced a number of difficulties, acquiring a mortgage can be even more of a burden. If you’re concerned about what bad credit will mean for your mortgage and are weighing your options, here are some … Continued

Understanding the Factors That Impact Your Credit Score

Understanding the Factors That Impact Your Credit Score

Most consumers believe if they pay their bills on time, they need not worry about their credit score. Oftentimes, it is a rude awakening when they apply for a mortgage loan, car loan, or any revolving credit to learn they are not going to get the lowest rates available. This is because paying bills on … Continued

Surprising Things That Can Derail A Closing

Surprising Things That Can Derail A Closing

Once you and the seller have negotiated an offer and you’ve been pre-approved for a mortgage, you might think that you are definitely in the clear as far as closing goes. However, that is not always the case. Many surprising things can put a halt to closing. Some may ultimately stop the closing while others … Continued

Home Buying: Repair Requests After A Home Inspection

Home Buying: Repair Requests After A Home Inspection

The perfect home has been found, the one in the right neighborhood with the right amount of bedrooms and bathrooms. The home inspection is complete, but a few issues have been found. At this point, a home buyer has decisions to make.   What Repair Requests Can Be Made After a Home Inspection? Structural defects … Continued